Odd ancillary patches have their problems, but the mainstream October patches look pretty reliable. The big question: Is Win10 version 2004 up to your stability standards. I’m skeptical -- especially because it has few worthwhile improvements. (And, yes, Microsoft is pulling the old “damn the torpedoes” stunt with version 20H2.)
Patch Tuesday’s poised for another turn on the karmic wheel. Now’s a good time to check and make sure you’ve told Windows to pause patching. Wait for the crowdsourced beta testing to kick in. Let other folks take one for the team.